Health insurance offers coverage of the day-to-day costs of health, prescription drugs and dental expenses. We can help you build the plan that works best for you. Illness can creep up unexpectedly and adversely affect your life and finances. Coverage through a Medavie Blue Cross Elements health insurance plan (Entry = 60% coverage, Essential = 70% coverage, Enhanced = 80% coverage) can dramatically cut your out of pocket costs.
Optional supplemental coverage can be added to your plan:
Critical Illness - Provides a cash payment in the event of an unexpected illness. Some of the conditions covered include: Alzheimer’s Disease, Blindness, Deafness, Life Threatening Cancer, Major Organ Failure, Multiple Sclerosis, Paralysis, Parkinson’s Disease, Senile Dementia, Severe Heart Attack or Stroke.
Hospital Cash - $100.00 per day for up to 100 days per year when hospitalized. If over 65 years of age, benefit is limited to 30 days per year.
Assured Access - Protects tomorrows insurability. This allows you to put your individual Medavie Blue Cross health coverage on hold when you acquire group health benefits with the ability to reactivate just when you need it, (when you lose your group health benefits) without needing to qualify medically again.
The advantage? As we age, our health often declines, which can make it difficult to obtain approval for health care coverage. Once qualified for Assured Access you are entitled to the Elements by Medavie Blue Cross health plan – without medical questions if and when you lose your group health benefits.
By signing up for Assured Access, you will be guaranteed access to health and dental insurance in the future – based on your health as it is right now. You cannot lose your benefits if you find yourself in an “uninsurable state” of illness or old age. It is one of the best ways to protect your future medical and financial needs.
